John Hancock

You Know You Need Life Insurance

You wouldn’t be here if we didn’t agree on that. So what is holding you back?

How does term life work?

Do you have loved ones that depend on you for financial security? Term life can replace that income so they won’t have to sacrifice financially.

How much life insurance do I need?

There is a common rule of thumb of 10x your income. We like the D.I.M.E. method better. It is a more personalized calculation.

Why term life insurance?

We believe that having the correct amount of coverage is more important than having permanent coverage. The check we deliver won’t have any memo’s about what type of life insurance you had.

You don’t buy life insurance because you are going to die, but because those you love are going to live

-Unknown author-

Get Started Protecting Your Family Now!

Term Life Insurance Quotes Online

Get custom quotes

Enter just your basic info and see actual life insurance rates instantly. These are real rates from real companies.

Compare Rates

We show you the rates of all the top companies. Don’t spend hours repeating yourself with a dozen agents trying to find the best deal. Let us find it for you.

Total Independence

We are Term Life Insurance Brokers, we don’t work for the carriers. We work for YOU. Our only job is to get the best policy for the best price for our clients.

Unmatched Value

We not only get you the best price, we focus on the value. What if you can skip the hassle of bloodwork for the same cost? Added benefits for only a little bit more? The carriers aren’t going to point that out. We do. Best value guaranteed.

What is a Life Insurance Broker?

A life insurance broker is an independent professional licensed in one or many states. They help navigate the life insurance market on behalf of their clients.

How do Life Insurance Brokers get paid?

Life insurance agents and brokers get paid a commission by the companies they represent. Here at Term Life Insurance Brokers we do not charge any fees to our clients, we are paid by the companies directly. This means that our service is free to you.

Is it Cheaper to use a Broker?

This is a common myth. Getting a policy direct from the company will be cheaper? Not the case. Insurance is highly regulated with the states. Carriers cannot charge different rates for the same product offered by many channels.

Where using an experienced broker is getting matched with the best company for your needs. Just because company Z is the cheapest on the list doesn’t mean they will offer you that rate. That is where we come in. We know where to get the best offers for every situation. So no you don’t get a better price with us because we have a special deal with the carrier, you get a better price with us because of our experience.

What Company do you work for?

Term Life Insurance Brokers is not affiliated with any company. We are independent and work with multiple insurance companies. We take a big picture look at your situation rather than making a biased recommendation for any particular carrier. We are always looking for the best carriers and the best products as they are introduced. We only work with top A rated companies.

Are you Licensed?

Yes we are licensed across the country.

How to get the best rates on your next life insurance policy.

Time needed: 1 minute.

Instant Online Life Insurance Quotes

  1. Enter your basic info

    Enter your name & date of birth (to calculate age only).

  2. Provide your contact info

    Add Phone number and Email address. This way we can discuss the best options with you. We will help you avoid any snags or costly mistakes.

  3. Enter the coverage amount you would like

    How much coverage do you need? Not sure? Use our calculator to determine the right amount for you.

  4. Enter the coverage duration

    How long do you need the policy? Don’t worry we can help with that too. But be aware it does impact the prices you will see.

  5. That is it!

    Click Get Quotes and review the best rates from the nation’s top carriers.